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  • January 2012
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Save It For Later: Money Savings Tips for Teens

After the excess of last month’s spending, eating and celebrating I’m ready for a little more structure and a few more limits.  I didn’t even over spend this holiday season (and only over ate a little) but I’m ready to scale back a bit over the next few months. The holiday season is the perfect time to show people what they mean to you.  Lots of us choose to do that by finding the perfect gift, whatever the cost for people we care about.   But now that January has rolled around you (and I) may be thinking its time to put a little more thought into saving money.

As always if you’ve got a question one great place to go for the answer is your local library.  Carnegie Libraries’ shelves are stocked with materials to advise you about saving.  Today you might be saving for a new video game, a trip or even a car, and the skills you learn now will help you save for even bigger stuff down the road.

This book, written by brothers David and Tom Gardner, authors of many finance books for adults, offers practical advice about the trickier parts of the stock market as well as lots of stories from teens who have already successfully navigated the world of investing.  Learn how other teens saved money, invested, and got financial security right from the source.

This book offers information about investing and finance from a business point of view.  Using examples from businesses you’ve heard of like Coke and Kelloggs Growing Money gives you the inside scoop about business economics.  If you’re interested in starting a business of your own or in understanding how businesses operate in the world economy this book is for you.

One of the first pitfalls anyone encounters as they begin to navigate financial waters is credit.  And a big part of staying financially secure comes from spending your money on things now that will help you save money in the future. A few simple mistakes can set you back years when credit is concerned.  Before a few bad choices affect your future, check out this book for a course in getting and managing credit while buying wisely.

Josh Shipp has lots of advice about making the most out of life. The Teen’s Guide to World Domination covers topics like keeping career goals on track while blocking out negative influences, avoiding bad choices that drain your finances and your morale, and dominating yourself and your goals while respecting those around you. In addition to all of these topics the book includes a chapter on making, investing, and saving money that will help you reach your goals.

Of course, we all know that there’s more to life than a full piggy bank, but being financially secure reduces stress and allows you to focus on the people and things that are important to you.  Its never too early to start thinking about your plan for the future and a book at your library might just be the thing that sets you on your way.


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